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Brakes Motor Company
Cut out the middle man

Finance

We have partnered with Motonovo Finance who are the leading independent finance provider in the UK. We have chosen this company due to their innovative market leading products & services which we believe gives you. the customer the most choice on how to fund your next vehicle.

THE 4 OPTIONS AVAILABLE ARE:-

  1. Contact us today to discuss the vehicle of your choice. We will then send you details of the vehicle, as well as a personalised, ‘live & interactive’ quote via email. This can be adjusted by you, to suit you and your budget. When you are happy, there is a link to the application that you can complete securely at home. When completed this goes directly to Motonovo Finance for an early decision prior to viewing the vehicle on our forecourt.
  2. Not sure if you are eligible for finance? Use our Free online finance checker – which is easy to use and doesn’t impact your credit score.
  3. View our stock via our website, select the vehicle of your choice. Here you can decide the terms/deposit and monthly payments you would like to pay to obtain your new vehicle. You can apply online securely with the decision coming straight to you.
  4. Lastly you can pop in and discuss your vehicle needs, face to face on site, where we can also discuss figures and go through the application with you and submit from here.

MotoNovo - Finance

Brakes Motor Company

HP - Hire Purchase

Spread the cost of your car, van, or motorcycle by paying fixed monthly instalments. With terms available from 12 to 60 months and an optional deposit amount, you can choose a payment plan that suits your budget. You can also enjoy a one month payment holiday on your agreement. Interest is calculated from the day your agreement starts.

When you have paid off the finance agreement, as well as the option to purchase fee, the vehicle becomes yours.

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PCP - Personal Contract Purchase

Spread the cost of your vehicle by paying fixed monthly instalments with terms up to 48 months.

This product contains a balloon payment at the end of the finance agreement, which would make the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to have the option to change their vehicle every 3 to 4 years.

When you have paid off the finance agreement, as well as the final balloon payment or Guaranteed Minimum Future Value (GMFV), the vehicle becomes yours. Alternatively, you can return the vehicle to the lender or use it as a part exchange against your next vehicle.

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